Posts Tagged ‘ig’

Insurance Companies are as Efficient as Federal Agencies

July 14, 2017

Insurance Companies own Politicians in DC and your state Legislature!

In addition to TV commercials and political contributions, they can’t count beans unless they have Palatial Offices in Marble Skyscrapers.  The first building to be called the tallest building in the world was an Insurance Company Building shown above.  Then, the third building to earn that title was another Insurance Company Building.

The Metropolitan Life Insurance Company Building in New York City became the fifth building to become the world’s tallest.  It is shown above and had 50 floors.  I visited that building in 1961 during my high school senior trip.  It was amazing watching banks of computers with spools of magnetic tape spinning around.

The MetLife Computer was probably a Univac with the capabilities of my smartphone but with a starting price of $7 million.

When I had Blue Cross I received piles of totally unnecessary mail from them. My cost for Blue Cross Healthcare Insurance was almost nothing when I first worked for the Federal Government in 1978. By the time I retired in 1996, Blue Cross was bloated and inefficient like ANY Agency in Federal or State Government.

This is a Blue Cross Building that was the Pennsylvania State Headquarters.  It only had 45 floors but every state has something similar.  I don’t know if this is still in use or if they needed a taller skyscraper?

The way Insurance Companies have a low Profit Margin is by lavish spending, exorbitant salaries and wasting money. Why have a meeting in the office when you can have a meeting on the French Riviera?

Insurance company bean counters make more than surgeons and state CEOs make millions.

If Walmart efficiency and management was present in the Insurance Industry, the Healthcare Crisis would be solved almost overnight!

In my 2007 book, TOP GUN MANAGEMENT, I wrote about waste and inefficiency. I remember when the Massachusetts Blue Cross CEO got a huge multi million dollar raise after losing a large percentage of customers.

Government Agencies and Insurance Companies have no incentive to be cost efficient. The Government simply raises taxes and Insurance Companies simply raises rates when funds are needed.  Are you able to do that in your household?

My last year with the Government I had a six figure surplus in civilian pay. I could have hired temporary or permanent employees or converted the surplus to another budget category.

I had a surplus because I didn’t hire employees I didn’t need or buy wall paintings and a Louis XIV desk for my office.

I turned the excess funds back to the Government. Do you think they went to pay down the National Debt or to fix broken combat aircraft?

They went to a typical Government Director who easily blew the funds.

Who do you think the Government had more respect for, the Director who blew the money or me?  You guessed it!

The famous government leaders you see on TV all the time, for the most part, never met a payroll or worried about paying bills.  They are either bureaucrats or politicians.  Most could not run a lemonade stand.  Couple the inefficiencies in both the insurance industry and the government with fraud, waste and abuse and you have the recipe for disaster.  Not a disaster for the government or the insurance company but a disaster for the taxpayers and subscribers.

Who polices the government and the insurance industry?  Usually the fox guards the hen house.  The government has a completely fraudulent watchdog system called the Inspector General System.  The IG’s almost never substantiate wrong doing but they come down hard on whistleblowers.  The IG works for the agency or military commander, they are not independent.  They are very careful not to embarrass their boss.

States have Insurance Commissioners who are no match for clever insurance executives.  Especially since too many sorry politicians get elected on the backs of insurance lobbyists who scratch their backs.

I think most of the people reading this fully understand why President Trump calls it the Swamp.  President Reagan said government is not the solution to the problem, government is the problem.  The same could be said for the insurance industry as it now functions.

If your Politician will get behind President Donald Trump, America has a chance.  It is unlikely that your politician will kill the insurance company that lays the golden egg.

If your Politician sticks with the Insurance and Hospital Lobbies, we are toast.

Put Barney Fife on the Clinton Email Case!

May 22, 2016

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During March 2015 it became publicly known that Hillary Clinton, during her tenure as United States Secretary of State, had exclusively used her family’s private email server for official communications, rather than official State Department email accounts maintained on federal servers. Those official communications included thousands of emails, some containing information above Top Secret. The Government had to know Secretary Clinton was using her private server six years earlier than it became known to the man on the street! It took the United States about four years to win World War II, what has the United States Government been doing since 2009? The FBI has about 14,000 FBI Special Agents with 20,000 support professionals. The Department of Justice has 114,000 personnel and consumes 27 billion taxpayer dollars a year.

I suggest to you that Barney Fife could have investigated, prosecuted and locked up anybody guilty of these allegations years ago! When does foot dragging become a crime? We are witnessing World Class Foot Dragging in the First Degree! Knowledge of the Watergate break-in was like tearing a label off a mattress compared to this email scandal involving National Security. What General Petraeus did to be threatened with prosecution was like having an expired parking meter in comparison!

The Federal Laws and protocols criminally violated by this act including the deletion of about 32,000 emails is profoundly unfathomable! Yet, the FBI and Department of Justice is acting like our 17 Intelligence Agencies when they could not break into an iPhone.

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I know many in the government believe as Professor Gruber believes that We the People are stupid! We are not so stupid that we cannot understand when OUR government is obfuscating, overcomplicating, muddying the water, confounding, mystifying and otherwise clouding the issue when their darling is involved! Are we to believe that the Secretary of State, who is fourth in the line of succession to be President of the United States, can’t tell Top Secret information unless it is marked Top Secret? Come on folks, we’re NOT THAT STUPID!

Former Director of the Defense Intelligence Agency Michael T. Flynn, former United States Secretary of Defense Robert Gates and former deputy director of the Central Intelligence Agency Michael Morell have all said that it is likely that foreign governments were able to access the information on Clinton’s server. Michael Hayden, former Director of the National Security Agency, Principal Deputy Director of National Intelligence, and Director of the Central Intelligence Agency said “I would lose all respect for a whole bunch of foreign intelligence agencies if they weren’t sitting back, paging through the emails.”

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Clinton’s server was configured to allow users to connect openly from the Internet and control it remotely using Microsoft’s Remote Desktop Services. It is known that hackers in Russia were aware of Clinton’s non-public email address as early as 2011. Server records also show that, using a computer in Serbia, a hacker had scanned Clinton’s Chappaqua server at least twice, in August and in December 2012. It was unclear whether the hacker knew the server belonged to Clinton, although it did identify itself as providing email services for clintonemail.com. During 2014, Clinton’s server was the target of repeated intrusions originating in Germany, China, and South Korea.

On August 10, 2015, the IC inspector general said that two of the 40 emails in the sample were “Top Secret/Sensitive Compartmented Information” and subsequently given classified labels of “TK” (for “Talent Keyhole”, indicating material obtained by spy satellites) and NOFORN. One is a discussion of a news article about a U.S. drone strike operation. The second, he said, either referred to classified material or else was “parallel reporting” of open-source intelligence, which would also be classified. According to an unnamed source, a secondary review by the CIA and the National Geospatial-Intelligence Agency endorsed the earlier inspectors general findings concluding that the emails (one of which concerned North Korea’s nuclear weapons program) were “Top Secret” when received by Clinton through her private server in 2009 and 2011.

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The IC inspector general issued another letter to Congress on January 14, 2016. In this letter he stated that an unnamed intelligence agency had made a sworn declaration that “several dozen emails [had been] determined by the IC element to be at the CONFIDENTIAL, SECRET, and TOP SECRET/SAP levels.” Other intelligence officials added that the several dozen were not the two emails from the previous sample and that the clearance of the IC inspector general himself had to be upgraded before he could learn about the programs referenced by the emails.

On January 29, 2016, the State Department announced that 22 documents from Clinton’s email server would not be released because they contained highly classified information that was too sensitive for public consumption. At the same time, the State Department announced that it was initiating its own investigation into whether the server contained information that was classified at the time it was sent or received.

Does this make you question our justice system? Does this appear to be anything approaching Equal Justice? The wheels of justice grind slow but do they normally go slower than the movement of tectonic plates? Glaciers move faster than the FBI and Justice Department have moved on the Clinton Scandal. Maybe the investigation should be contracted out to Mayberry PD?

Drastic Action Required to Save OUR Nation!

June 23, 2013

My 34 years of military and government service taught me about the IG system. It don’t work! The IRS IG did nothing about 15 years of illegal refunds to illegal aliens at the same address!

IG’s work for the agencies, departments, brigades, wings and instillations and typically try to keep the agency’s from being embarrassed about mismanagement, fraud, waste and abuse.

Every government worker and military member knows that reporting FW&A is the career ending kiss of death. The whistleblowers get investigated, hounded and discredited. They become the focus just like Snowden.

There is an investigative organization with an outstanding unblemished record, the United States Government Accountability Office or GAO. They call a shovel a “shovel” and know what “is” means. I absolutely trust GAO Audits.

The GAO operates under Congress and can’t be fired by a rogue agency chief or cabinet member.

Clearly OUR government has become a loose cannon. OUR Tax money is being wasted. OUR security has been compromised. Federal workers have become abusive. OUR intelligence agencies have become ineffective. OUR military has become weakened. OUR welfare system is a black hole. OUR country is beyond broke with National Debt and Unfunded Requirements amounting to over $500,000 per family. That’s right, it would take over half a million dollars per family to get the United States out of debt. Even drunken sailors stop spending when they’re broke.

Here is what I am asking for: The most comprehensive audit in the history of the world. It should be led by the GAO and augmented with investigators from each of the 50 states.

Up until now we have been giving aspirins to OUR critically ill patient when radical surgery was indicated. Drastic situations require drastic actions. Are you with me?